Bullet, blitz, standard - time control rules - Chess Forums

I have been trying to figure out what time control rules are applied in Live chess to distinguish between Bullet, Blitz, and Standard. When it comes to the default ones I think 1/0 and 2/1 are Bullet; 3, 3/2, 5, 5/2, and 10/0 are Blitz; and 15/10, 30/0, and 45/45 are Standard. Nevertheless, I would like

Why is this a draw by timeout vs insufficient material? I

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